By Carla Hindman, Director of Financial Education, Visa Canada
A fast growing and ominous crime in Canada today is identity theft, where someone steals your personal information and uses it to open a bank account or take out a loan, make purchases, secure false identification, or commit other offenses. Victims are often unaware it’s happened for months, by which time their credit may have been damaged – or worse.
How do identity thieves get your information? It could be as simple as rummaging through your trash, snatching your purse or stealing your mail, or as “high-tech” as hacking into your email account or your employer’s computer system. Thieves sometimes steal receipts from dumpsters and have even been known to watch with binoculars as people enter their personal codes into telephones or ABMs. Read more
By Grant Ostir
Even if you don’t consider yourself someone who leads a risky lifestyle, there’s a chance that experts might disagree.
If you rock climb, scuba dive, travel to dangerous places for work or even drive long distances (compared to the average person), you’re considered a higher-risk individual.
And with this lifestyle comes a unique set of risk management and insurance needs. Here are some tips to figure out what coverage you should consider.
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Shared from Sheppell fgi
I was born in 1949, and this year I’m hitting a significant milestone. There is no real magic at 65 and yet, in our culture, it is a formal marker for the beginning of “old age”. The other day when my 90-year-old father expressed frustration at his inability to remember a fact that in years gone by would have rolled off of his tongue, I said with a smile, “It’s okay Dad – you’re just getting older”. I am happy to say that my Dad is healthy and his body and brain function as well as that of a much younger person. I’ve learned a lot from my dad.
Lessons from my dad on aging well:
- Cultivate wisdom and get skilled at emotional self-regulation.
- Ignore chronological age and do things not often expected from 90-year olds: drive your car safely, travel, enjoy healthy relationships, garden, read and remember intellectually stimulating books, solve problems, hike in the forest, et cetera!
- Learn something new: not too long ago, my dad learned to cook and re-learned how to throw a baseball.
What does it take to be able to live such a full life as we age? Both my father and the experts recommend cultivating a healthy brain. A healthy brain supports an alert mind, memory recall, good decision-makings, and emotional regulation. Essentially, this adds up to what one might call “wise”. Read more
We often hear about the need to provide for our families, and protect their financial security through the use of various insurance products. We’re always preparing for what happens when we die, or become ill. It’s important to plan for the inevitable, or the unfortunate, but let’s take a step back for a moment. Read more